Car leasing or on credit?
Our company in Sevastopol wants to buy a car for official use. Tell me from experience, is it better to take out a loan or to lease a car?
There are 4 answers
Answered on August 15 01:02
When you take a loan to buy a vehicle, you actually buy a car, but only for the lender’s money. Leasing in its essence is a lease.
Answered on August 15 01:06
We purchased a car for taxis in leasing. We did not have to deal with registration and insurance ourselves, since all of this is inherent in leasing payments. The advantage is also in accelerated depreciation and redemption at the residual book value. You can rent a car in Sevastopol, for example, here:
Answered on August 15 01:13
It seems to me that leasing in your case is more suitable. Firstly, you will receive VAT refund, and secondly, you will also receive a discount from the leasing company. And you will drive a new car that is under warranty.
Answered on September 28, 12:34
It is difficult to say unequivocally that it is more profitable, since there are different leasing and lending schemes. There is, after all, leasing with the right and without the right to transfer property, each case must be considered separately. But I would still in your place arrange a bank loan, leasing is still not enough in demand in our country, there are too many pitfalls. If there are problems with payments, the lessor, even without a court, can take your car from you. You compare the conditions, calculate, weigh the pros and cons. Good conditions on car loans now seem to offer Alfa Bank, read on the official website, there is an online calculator.